I am in a huge debt, I going to spend my next 20 years to pay debt. It is so tiring and I have no motivation to carry on my life

Dear friend, I am sorry to hear that you are struggling with debt and feeling unmotivated. It can be incredibly overwhelming to be burdened with financial obligations that seem insurmountable, and it is understandable that you feel drained and disheartened. It is important to acknowledge that your feelings are valid and that it is okay to struggle. From a Buddhist perspective, it is important to recognize that all things are impermanent, including financial difficulties. This too shall pass. Additionally, the Buddha taught that suffering arises from attachment and craving. It may be helpful to examine any attachment to material possessions or societal expectations that may be contributing to your stress. From a psychological perspective, it can be helpful to practice self-compassion and focus on the steps you can take to improve your situation, rather than dwelling on negative emotions. In terms of coaching advice, it may be helpful to create a plan for paying off your debt, breaking it down into manageable steps. Seeking the support of a financial advisor or debt counselor could also be beneficial. Additionally, finding activities that bring you joy and purpose outside of work and financial obligations can help improve motivation and overall well-being. Remember to be kind to yourself and take things one step at a time.